Moneybags
Common40.4%GrindOptional
Saved 150,000 sen.
Hold 150,000 sen at once - it's your current balance, not a lifetime total. Money flows in steadily from missions, looting and selling surplus, so the only real obstacle is spending it all on upgrades. Sit on your funds for a while and offload duplicate weapons and armour at a blacksmith and you'll clear the threshold easily.